We are one of the leading retail industry experts, providing investment decision makers with timely and accurate insights and allowing them to make informed portfolio and stock picking decisions.

Mosaic has invested considerable man hours and financial resources to create an extensive compliance structure giving clients a systematic and transparent way to aggregate information consistent with their internal compliance procedures.

Our approach is unique among sell side firms and other independent research providers, combining the elements of traditional sell side research with deep retail industry insight from our consultants.


Mosaic utilizes a hybrid approach, integrating the extensive experience of our research analysts with deep retail industry insights from our retail consultants. This formidable combination produces a catalyst-driven research product and exceptional alpha capture capabilities. In contrast to most consultant-based models, our service is not ala carte – meaning that we do not charge by the call or per seat. Our fee is all inclusive.


Compliance is at the very core of our culture and business practices. While our Fact Finders (“consultants”) provide valuable expertise to our select clients, there are necessary constraints.



To be eligible to participate in the Fact Finder Program consultants must sign and annually re-sign our Fact Finder Terms and Conditions.

Compliance Training

Consultants are required to complete training before they are permitted to participate in the Fact Finder Program and must also agree to participate in the annual training program.


Consultants must certify that he or she is not required to obtain any consents or waivers in order to participate in the Mosaic Fact Finder Program.

Unencumbered by the potential influence from investment banking or sales desk, our analysts and consultants only maintain coverage on retail companies and retail brands where we have high conviction.